4Love-Legacy Solutions
Protecting Legacies, Empowering Lives
At 4Love-Legacy Solutions, we believe protecting the people you love is one of the greatest gifts you can give. We help individuals and families understand their options and find solutions that protect what matters most—today and for generations to come.
OUR SERVICES
At 4Love-Legacy Solutions, we believe protecting your future should feel simpler and more personal. We take the time to understand what matters most to you and your ʻohana, then help you explore options that fit your needs and goals.
Whether you’re looking for life insurance with Living Benefits, preparing for retirement, or exploring ways to protect the money you’ve worked hard for, our focus is on education and guidance—not pressure.
Our goal is simple: to help you feel more confident about your financial decisions today while building protection and a legacy for tomorrow.
OUR MISSION
To protect, educate, and empower individuals and families with financial solutions that help them prepare for the unexpected, protect what matters most, and build a lasting legacy of love, security, and faith for generations to come.

Life Insurance with Living Benefits
Access life insurance while alive for terminal illness, chronic illness and critical illness and injury and Alzheimer’s Disease rider

Financial Literacy Workshops & Community Outreach
Education & Engage with our community

Annuities & Safe Money Strategies
Secure your financial future with safe options

Tax-Free Retirement planning
Retirement options designed to help protect your money from stock market losses
Building Legacies of Love and Security
At 4Love-Legacy Solutions, we believe financial protection should feel personal, not overwhelming. We take the time to listen, understand what matters most to you, and help you explore solutions that fit your needs, your family, and your goals.
From life insurance with Living Benefits to annuities, safe money strategies, and financial education, our goal is to help you better understand your options so you can make confident decisions for your future.
Faith, integrity, and genuine care are at the heart of how we serve. Whether you’re protecting your family, preparing for retirement, or building a legacy for future generations, we’re here to educate, guide, and walk alongside you every step of the way.
Strong roots. Steady growth. Lasting legacy.
Just like the bamboo forests of Maui, we believe a strong foundation today can help protect and strengthen your ʻohana for generations to come.

Get to know us
OUr Story
At 4Love-Legacy Solutions, this work is personal to me.
In 2017, I lost my husband and suddenly found myself navigating life as a widow and a single mom of four. During one of the hardest seasons of my life, the life insurance benefits my husband left behind gave my family financial support when we needed it most. I know firsthand what it means to have that protection in place.
In 2022, I entered the life insurance industry looking for a way to create additional income for my family. What I found became so much more. I learned about life insurance with Living Benefits and discovered ways families could not only prepare for the unexpected, but also have protection they may be able to use while they’re still living.
Today, I have the privilege of helping individuals, families, and business owners understand their options and make informed decisions about protecting the people and things they’ve worked hard for.
Here on Maui, the Lahaina Banyan Tree has become a powerful reminder of resilience. After being severely damaged in the August 2023 wildfires, its roots remained strong, and new growth began to emerge. To me, it is a beautiful reminder that even after unimaginable loss, there can still be strength, hope, and a way forward.
For me, this isn’t just about selling a policy. It’s about helping families put strong roots in place before the unexpected happens—protecting what matters most and building a legacy of love and security for their ʻohana and generations to come.

Let’s Connect
Reach out to us today to gain financial knowledge, explore your options, and take the next step toward protecting your future and your ʻohana.
We are also looking for team members who have a heart for helping others and are interested in building an additional stream of income while making a meaningful difference in the lives of families
Phone: (808)818-8878
Email: info@4LoveLegacy.com
Business Hours: Daily, By Appointment Only
Nicole N. Bailey Licensed Life Insurance & Annuity Agent
Provisional Field DIrector & Certified Field Trainer with Premier Financial Alliance Agent id HI115C17
Appointed with National Life Group 4150U/5500286425
